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Bitcoin vs. Ethereum: A Four-Step Guide to Differences and Investing

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“They say Bitcoin crashed,” “Ethereum is about to surge.” If you don’t want to be swayed by a single headline, start by understanding why these two assets were created and what roles they play. This article lays out the differences and investment takeaways for Bitcoin and Ethereum in a simple four-step structure that’s easy for non-experts to follow.   🎯 Key Takeaways ✅ Bitcoin: “money you can’t print more of” → digital gold (store of value) ✅ Ethereum: “middlemen in code” → blockchain operating system (usage & growth) ✅ Value drivers: Bitcoin = scarcity, Ethereum = utility 🔍 1) Where is investor attention? Bitcoin is now seen less as “speculation” and more as “digital gold.” With ETFs and retirement accounts opening the gates, it’s increasingly treated as a mainstream asset. By contrast, Ethereum is gaining traction as “Web3 infrastructure,” with real-world usage rising across DeFi, NFTs, and gaming. 👉 Core idea: Bitcoin’s appeal comes from scarcity ; E...

MicroStrategy (now Strategy): Can MSTR Be a Bitcoin ETF Alternative?

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There’s a strategy to “buy Bitcoin by buying a company.” At the center of that approach is Strategy Inc (ticker: MSTR) , formerly MicroStrategy . This post explains why some call MSTR a “corporate Bitcoin ETF,” and breaks down the rally drivers and investment angles in four parts—with a U.S. investor lens. 🎯 Key Takeaways ✅ Leveraged Bitcoin proxy: MSTR tends to rise and fall with BTC, amplified by financing (debt & preferreds). Not an ETF—an operating company with Bitcoin-centric treasury. ✅ New accounting boosts optics: From 2025, U.S. GAAP allows fair-value accounting for crypto; unrealized BTC gains/losses now flow through earnings. ✅ Income sleeve via STRC: Strategy launched Nasdaq-listed STRC , a variable-rate perpetual preferred with initial 9% annualized monthly payout (later lifted to 10%). ✅ Scale matte...

STRC Monthly‑Adjusting Preferred: $100 Par, Variable Rate, Monthly Payout — Explained

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STRC is a new class of preferred stock built around three ideas: monthly dividends , a variable rate , and a $100 par value . It looks complex, but the core concept is simple: the company can adjust the dividend rate each month in an effort to keep the trading price near $100 . Below we unpack the structure, pros/cons, and watch‑outs. 🎯 Key Takeaways ✅ Initial dividend rate: 9.0% annualized , adjustable monthly (paid at month‑end; includes rules on accrual/compounding). ✅ Par (= reference) value $100 ; management may adjust the rate to keep trading close to $100. ✅ Listing (regular‑way settlement): 2025‑07‑29 ; offering price $90 ; additional issuance via ATM may follow. ⚠️ This is not principal‑protected like a bond. Management can raise or lower the rate at its discretion, and pricing may deviate from $100 depending on Bitcoin moves, issuance pace, and market flows. Key monitors...

MicroStrategy's STRC: The Pivot to 'Permanent Capital'

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MicroStrategy (MSTR) grew rapidly by acquiring Bitcoin using low-interest convertible bonds. Recently, however, the company has shifted its strategy to **'permanent capital'**—in the form of perpetual preferred stock (STRC)—to reduce structural risks. 🎯 Key Takeaways ✅ MSTR is issuing **STRC perpetual preferred stock** to replace convertible bonds and eliminate **maturity repayment risk**. ✅ STRC is designed to maintain a stable price near **$100** through a **variable monthly dividend**, an **ATM facility**, and **call options**. ✅ The initial dividend yield is approximately **9-10% annually** on an offering price of **$90**, with a monthly payout structure. ✅ The investment thesis: Weighing the benefit of **eliminating maturity risk** against the concerns of **dividend sustainability, dilution**, and **Bitcoin volatility**. 🔥 Topic: From ‘Free Money’ to ‘Permanent Capital’ During the era of ultra-low interest rates, MSTR's c...